These are scary times, and your super balance will almost certainly have suffered. So let’s break down what’s been going on and, hopefully, you’ll be able to rest a little easier.
Nick Bruining
Preserving capital in volatile times gives investors the best possible platform from which to enjoy the eventual market bounce-backs. Here’s five way to make sure you don’t miss out.
Raymond Pecotic
Keep worrying about plunging market if it is making your anxious, but keep enjoying the ride if you’re well and truly set.
Neale Prior
In last week’s Your Money you explained how annuities might offer a better rate of return than a term deposit But what happens to the money we invest in an annuity when you die?
For those who are extremely risk-averse, the improved rates on offer now mean annuities are worth a look. The big question remains, however: “How safe is my money?”
With generous Centrelink incentives backed by a level of security second to none, for the first time in decades old-fashioned lifetime annuities are back on the agenda.
‘My GESB balance is a little under $600,000, and having turned 55 I understand I can now access the fund. I am now contemplating whether or not to shift the money from GESB into my self-managed super fund.’
Suspected Ponzi scheme promoter Chris Marco is set to face public probing as court-appointed liquidators hunt for money to pay investors claiming more than $285 million.
Rates on some term deposits are finally going up. Given it’s been a while, time for a refresher on where to hold your cash and what you need to know about interest rates rising.
Bruce Brammall
Last week’s declaration that the freezing of Centrelink deeming rates by the Federal Government would benefit more than 80,000 West Australian seniors by $1300 a year has this old scribe puzzled.
Long-suffering investors who snapped up property during the last resources boom have a big decision to make. And there’s just one question they should be asking themselves right now.
First-time property investors advised to do their sums in the face of a rising interest rate scenario
Long-suffering investors might be able to breathe a sigh of relief with news that term-deposit interest rates are slowly edging higher.
It’s worth following what happens to your money if you investment in something that quotes returns two or three times higher than the best bank accounts on offer.
A Perth-based fintech will launch next month to help tackle a growing problem faced by millions of cash-strapped pre-retirees worried about how they will pay for life after work.
Daniel Newell
Retired photographer Dave Fowler’s experience with cryptocurrency investment nearly cost him his life’s savings to scam artists who have perfected their schtick to allay the worries of wary investors.
You need the hide of a rhinoceros protected by a sheet of titanium if you take on the cryptocurrency crowd. But, I’ll take a swing, and here’s why ......
Bitcoin and its kin have been hailed as a new form of money, but an expert has warned those chasing big crypto returns are showing the same behavioural traits as problem gamblers. So, should you be investing?
The corporate watchdog has vowed to employ its full regulatory arsenal against managed fund promoters luring vulnerable investors with misleading advertising about returns and risk.
All the blood, sweat and tears that goes into building your business is expected to result in a pay-off at the other end. In these uncertain times, that’s risky. Here’s four questions you need to ask yourself.
One way to fight rising costs is to invest in real assets such as gold as they have generally performed well in such higher inflation environments.
Russel Chesler
ASIC has released data that reveals the true scale of the fees-for-no-service scandal unearthed during the Hayne royal commission into financial services misconduct .. and there’s more to come.
Compensation payments have been rolling in for those stung by the no-advice scandals but the big question is, how will it affect your tax position?
It is essential that self-managed superannuation fund trustees make sure that all the accounts and investments are held in the right name. It sounds obvious, but simple oversights can prove costly.
Tracey Scotchbrook
© West Australian Newspapers Limited 2022
