Perth grandfather Phil McElhinney’s Bali holiday from hell

A Perth grandfather faced the possibility of losing an arm after a horrific accident in Bali.

Phil McElhinney is stuck in a foreign hospital, unable to come home and without travel insurance.

The Sorrento grandfather had chased a man into a shop after witnessing a motorbike accident, but the glass door smashed as he tried to get inside.

"I ran through the door and the door was shut,” McElhinney told 7News. “One hand hit the wood and the other went through the window."

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He was cut so badly, he lost almost half the blood in his body - an injury that should have been fatal.

"I nearly died, but the doctor says I'm really lucky," he said.

"They were talking about cutting the arm off - it was that damaged."

McElhinney’s friend Warren Phillips witnessed the horrific accident, telling 7News that the grandfather turned blue in the back of a stranger’s car on the way to hospital.

"I heard screaming, Phil had already collapsed,” he said.

“He had lost a lot of blood, his artery had been severed and he was bleeding out quite quickly."

McElhinney has now undergone surgery but said his medical bills are blowing out - and he doesn’t have travel insurance.

The grandfather said he usually gets it, but had travelled with a new airline to Indonesia.

McElhinney now has to wait until it's safe to fly home, which could cost tens of thousands of dollars.